Right, here's the deal. You take over a really good team, and want to improve it just that little bit more, and you find out that they hardly even have any money! Well, here's what you do. Take over Chelsea as a different user, and then search for the team you started off with when you are Chelsea’s manager. You will find a pretty crap player soon enough, so buy him for all the money Chelsea has, this way you are controlling both sides of the deal, and after the deal is done, you can just retire as chelseas manager! Then you can do this again with someone like real Madrid.