Start a new character (a female wizard works the best).
Sell all of the items that come with the character. Go to where
all the level 1's train and steal their items as they die. Sell
these items and repeat the process. When you are ready to exchange
the gold, go to a secret location, such as the graveyard in town
3. Get both characters in the same location. Drop the gold with
one, quickly log off, and log on as the other character to take
the money.