Pirates Of The Caribbean Cheats

You can add more than one person onto your other 3 ships and all of
their scores will stack with that ships captains scores.

There are two different ways to do this

1) On the Open Sea screen (where you can see all of your ships) get
close to another of your ships and a swap cargo icon will appear. Go
into the swap cargo menu and there is an option to switch captains. 
Under this option there is a screen that has 4 slots, one of them is
the captain of that ship.  Click on one of the other 3 and then
assign passengers to each one.  When you do this the DISAPPEAR
from your passenger list. You will need to get more party members at
the tavern if you want to fill up all your ships.  DON'T sell the
ship with the other 3 crewmembers still on it.  You will lose
anyone that is still on board.

2) The second way to do this is to capture a ship and do it when you
assign a captain to the captured ship.

Go to a door in any part of the game and press Action. Your character will knock on the door, then you can run away.

Ask for money from a loan shark (any amount)
Drop the money in a box in the office
Go up to him and ask for more.
Keep on doing this till you have the amount you need.

Hint: He may say that he 'has ways of getting the money back again', but it never happens!
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Ding Dong Ditch:
Select action when you have chosen a door to go to (any one will do).....
Knock on the door, you will be able to beat a fast track outta there!

You can add more than one person, other than the Captain, onto your other three ships. All of their scores will stack with that ship's captain's score. There are two different ways to do this. The first method is at the "Open Sea" screen (where you can see all of your ships), get close to another one of your ships and a swap cargo icon will appear. Go into the swap cargo menu. There is an option to switch captains. Under this option, there is a screen that has four slots. One of them is the captain of that ship. Click on one of the other three slots, then assign passengers to each one. When you do this, they dissapear from your passenger list. You will need to get more party members at the tavern if you want to fill up all your ships. Do not sell the ship with the other three crewmembers still on it. You will lose anyone that is still on board. The second method is to capture a ship and do it when you assign a captain to the captured ship.