If you want to improve your team, no matter who you are you need money. Here's how to obtain some money. During a transfer period, loan a player, any player. Once he has signed go into your budget allocation and put all the budget onto wages. Then release the player instantly. Then go back into your budget allocation page and put the allocation level to 50:50. Hey Presto 2billion pound to spend on transfers and 46million wage budget. Have fun!!!!!!