Once a day, go around hitting every rock in town w/ a shovel. Bells will come out of one rock, it will only do this once a day. Hit the rock as many times as u can until bells stop popping out of it. U may find that when u hit a rock w/ a shovel, youll b thrown back a bit and itll slow u down so u might not get as many bells. If u want 2, dig holes around yourself 1st, trapping yourself so that when u hit the rock, u cant move. The rock will only pop out bells once a day, if u hit it again later, nothing will come out. Everyday, the rock changes also, it wont b the same rock, so u have 2 go around everyday trying 2 find it. If u dont understand, post a comment and I'll explain it better.