On career mode select short then say no to all the competitions untill u get to english open select no then save now when u continue u will be challenged by sum 1 for 10 grand win then when u go into edit apearence/upgrade buy the things u wont then press b and go back to when it says edit apearence/upgrade now go back on it and u will have all ur money back plus the things u bought
if u have any questions email me